Anti-Money Laundering (AML) Policy

Last Updated: February 5, 2026

1. Introduction

MyEarnBridge is committed to preventing money laundering, terrorist financing, and other illegal activities. This Anti-Money Laundering (AML) Policy outlines our procedures and controls to detect, prevent, and report suspicious activities.

We comply with applicable anti-money laundering laws and regulations and maintain robust systems to identify and mitigate risks.

2. Customer Due Diligence (CDD)

2.1 Identity Verification

Before opening an account, we verify the identity of all customers through:

  • Government-issued identification documents
  • Proof of address (utility bills, bank statements)
  • Additional documentation as required by risk assessment
  • Biometric verification where applicable

2.2 Enhanced Due Diligence (EDD)

Enhanced due diligence is applied to:

  • High-value transactions or accounts
  • Politically Exposed Persons (PEPs)
  • Customers from high-risk jurisdictions
  • Unusual or complex transaction patterns

3. Ongoing Monitoring

We continuously monitor customer accounts and transactions for:

  • Unusual transaction patterns or volumes
  • Transactions inconsistent with customer profile
  • Rapid movement of funds
  • Transactions with high-risk jurisdictions
  • Structuring to avoid reporting thresholds

4. Suspicious Activity Reporting

We are required by law to report suspicious activities to relevant authorities. Suspicious activities include but are not limited to:

  • Transactions that appear to have no legitimate purpose
  • Attempts to avoid record-keeping or reporting requirements
  • Use of false or stolen identities
  • Transactions involving known or suspected criminals
  • Unusual patterns suggesting money laundering or terrorist financing

Reports are filed confidentially and in accordance with applicable regulations. We are prohibited from disclosing that a report has been filed.

5. Sanctions Screening

We screen all customers and transactions against:

  • United Nations sanctions lists
  • Office of Foreign Assets Control (OFAC) sanctions
  • European Union sanctions lists
  • Other relevant sanctions and watchlists

We do not conduct business with individuals or entities on sanctions lists.

6. Record Keeping

We maintain comprehensive records of:

  • Customer identification and verification documents
  • All transactions and account activity
  • Risk assessments and due diligence procedures
  • Suspicious activity reports and investigations
  • Training records and policy updates

Records are retained for the minimum period required by law, typically at least 5 years after account closure.

7. Employee Training

All employees receive regular training on:

  • AML laws and regulations
  • Recognizing suspicious activities
  • Customer due diligence procedures
  • Reporting requirements and procedures

8. Cooperation with Authorities

We fully cooperate with law enforcement and regulatory authorities in investigations related to money laundering, terrorist financing, and other financial crimes. We provide information as required by law and court orders.

9. Account Restrictions and Closures

We reserve the right to:

  • Request additional information or documentation at any time
  • Restrict or suspend accounts pending investigation
  • Refuse or terminate services if AML requirements are not met
  • Freeze funds if suspicious activity is detected

10. Customer Cooperation

Customers are required to:

  • Provide accurate and complete information
  • Update information when circumstances change
  • Respond promptly to requests for additional documentation
  • Not engage in any money laundering or illegal activities

11. Policy Updates

This AML Policy is reviewed and updated regularly to ensure compliance with evolving laws and regulations. Customers will be notified of material changes to this policy.

12. Contact Information

For questions about our AML Policy or to report concerns, please contact us:

Email: support@myearnbridge.com

MyEarnBridge is committed to maintaining the highest standards of compliance and preventing financial crime. We appreciate your cooperation in helping us maintain a secure platform.